5 Easy Steps to Determine Your Financial Status So You Can Break Free of Your Job Sooner

Before you walk away from your job to work full-time from home, one of the most critical pieces of information you need to know is how financially stable you are and how long you will be able to survive without a weekly pay check.

Here are 5 easy steps to help you plan wisely.

It doesn't have to be unpleasant or messy, but it does have to be done. You may be well on your way to building a full-time home-based business or may just be tossing the idea around right now, but having a clear understanding of your current and future financial commitments will play a MAJOR role in your strategic plan for business success.

Home-based business owners don't normally wake up one day and say, "Yep. I'm quitting my job today and starting a home-based business." There is usually a period of time for contemplation, exploration, making the decision, creating a plan, and then starting to execute steps within the plan to achieve the final goal.

The process can take anywhere from several months to several years before an employee is in a position to walk away from her job to begin life as a full-time entrepreneur.

Being financially responsible is critical to not only home-based business success, but to create the financial cushion required to transition from being an employee to a full-time entrepreneur.

Understanding your current financial position is mandatory and doesn't have to take more than an hour of your time if you follow the five basic steps below.

1. Calculate how much money you currently have sitting in bank accounts, investments, registered retirement savings plans, GIC's, real estate, etc. If you were to leave your job today, would there be any form of payout (ie. sick plan credit, pension plan contributions, unused holidays, anniversary pay, etc.)?

2. Determine how much you earn on a monthly basis either through employment, child support payments, rental properties, dividends, your existing home-based business, etc.

3. Record your monthly household expenses. Some examples to get you started are:

- mortgage/rent
- property tax/house and mortgage insurance
- utilities (heat/water/hydro)
- phone/cable/satellite/Internet
- yard maintenance/snow removal
- groceries and household supplies
- vehicle fuel, insurance and maintenance costs
- medical
- child care
- personal care (hair/nails/clothing)
- entertainment (movies/sports/books/plays)
- club memberships, publications, etc.

4. List your monthly business expenses, for example:

- Internet
- phone (separate business line)
- autoresponder
- shopping cart
- long distance
- bank fees
- office supplies
- tools
- web hosting
- marketing
- advertising
- part-time help
- coaching services
- shipping/postage, etc.

5. Identify your outstanding liabilities such as:

- credit card balances
- personal loans
- lines of credit, etc.
When you calculate your earnings and revenue on an annual basis and deduct your personal and business expenses. How much do you have remaining at the end of the year? Can a portion of this be put aside to build your financial cushion?

If your current business revenue isn't enough to cover your business and personal expenses and if you were to quit work today, how long would you be able to survive on your other revenue sources or savings and assets, taking into account your monthly expenses?

Have you considered all unexpected expenditures that could arise in the next year or two?

Is your car running on its last two cylinders?
Has your furnace almost reached its life expectancy?
Is your vacuum cleaner starting to growl at you?
Is your partner's job secure or do you foresee unstable times ahead?

This exercise is by no means intended to scare or discourage. Financial stability is an area that needs to be addressed so you can keep your feet firmly planted and plans realistic as you build your home-based business.

Understanding where you are and what potentially lies ahead will help you make sound financial decisions as you plan your future.

After completing these five steps, you may realize your dream to break free of your job might take a year longer than expected, or you may learn that in order to move forward at a quicker pace, you may have to bring in a partner or investor, or learn to leverage your time, money and effort more efficiently to expedite progress.

Perhaps seeking professional guidance on reducing debt and managing finances is in order?

No matter what results you generate, don't let them shake your spirit. Knowing exactly where you are financially will help you make informed, practical decisions so you can create your ideal future.

To increase your level of success at home-based business, make sure you have a financial advisor and accountant as part of your success team.



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5 Pillars To A Successful Home Business

1 - Hustle:
Generally, people who make it big have one thing in common—they are dissatisfied with the status quo. They will not take what is “common” or “expected” and let that define their lives—they move past it and excel. You must work hard and hustle.

2 - Character:
Someone coined the phrase, “character is what you do in the dark.” In other words, when no one is looking, will you behave differently than if someone was looking? If not, then you have character. If you are attacked, be tough—not hard. Don’t be a pushover, but be compassionate, gentle, and flexible—especially on procedure (not principle).

3 - Risk Taking:
This isn’t gambling, it’s a willingness to be bold, hearty, and to push forward. People who refuse to take risks are definitely going to lose. If you refuse a new promotion because you’re not confident of your skills, you will likely be passed over when a different chance arrives.

Don’t be afraid of rejection, just take it as part of life and you’ll find there’s nothing to be afraid of—especially in the word “no.” “No” is just another opportunity to find a way around an obstacle and to use creative problem-solving skills.

4 - Time Management:
We all know that one minute has 60 seconds and that one hour has 60 minutes. One day has 24 hours, and one year has 365 days. But one year also has 525,600 minutes. We don’t think about a year in such small increments, but maybe we should.

We waste minutes as if they’ll always be around, and the fact is that time wasted is time we can never get back. We might miss a deal or promotion of a lifetime by wasting just a few minutes.

Proper time management is essential as you climb to success. Continue to break goals down in to manageable chunks—do that with relation to your day and the time you’ve been given. You’ll accomplish far more this way and you won’t regret using your time wisely.

5 - Master Non-Verbal Communication:
It is said that our body language and facial expressions do much more communicating than our words will ever do. When the words that you speak don’t match the expressions on your face or the stance of your body, you confuse the listener and muddle your message.

Be aware that when you try to “multi-task,” you often end up short-changing something, and the last thing you want is to short-change people. Don’t try to do too much at once—your willingness to do this tells people they aren’t important, even if you’re expressing your appreciation of their work and effort.

Be aware of what message your body is sending off!


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How To Select Your Work At Home Business Opportunity

It was back in 2008 when I started looking for viable work at home opportunities. It was a time consuming process, but in retrospect, I give myself a pat on the back every month when I cash the check from my home based business. The primary purpose of this post is to help others make their selection with a little less time and effort than I had to expend. And trust me when I say, there were a lot of them.

Having spent many years running traditional "bricks and mortar" type businesses, I didn't buy for one second the numerous heavily hyped, or worse yet, scam operations that touted the instant and fantastic riches that could be achieved (often with little or no effort required). While doing my research as to which business I would eventually pursue, this type of claim became an instant trigger for me to move on to check out some other "opportunity".

I mean, give me a break, if those claims were close to being true, why would they share their "secret" with anyone else? They would just execute their "magic system" and in short order would have made all the money that exists in the world...yeah, right!

In the course of my investigations, a few other natural filters surfaced to help me narrow down the realistic and legitimate opportunities from among the far too numerous unfounded offers. Early on, I determined that the "get in on the ground floor" offers were essentially smoke. After all, if I wanted to take a chance on the lottery, I would have purchased a ticket. Because of my business management experience, it soon became clear to me that three of the primary factors that would influence my choice would be:

*successful longevity (how long has this particular company been successfully doing business?)

*reasonable income expectations touted by the top management of the company offering the opportunity.

*support systems and training resources available to help the participants succeed.

One thing that really struck home with me was a statement made by the founder of the company that I eventually selected for my home based business. It went something like the following:
"Hardly a day goes by that I don’t hear from an affiliate questioning why he or she is not seeing a big check yet. More times than not, the person asking hasn’t even been involved for more than 90 days and is only barely beginning to even understand how the whole system works. And frankly, even if the number was six months, it’s still much too early to be expecting a significant income stream to have developed.

I always say that if you’re not willing to give a business at least a year, don’t even bother getting involved. You need to understand that it takes time to get to know all the nuances of the compensation plan. It takes time to determine which products you want to lead with. It takes time to develop a game plan. It takes time to figure out what marketing activities deliver the biggest bang for the buck. Anything worthwhile takes sustained effort. If you’re not thinking long term, you’ve set yourself up for failure."

To sum it up, the selection process should focus on reality (there is no "magic" in home based businesses) and reject any so-called "opportunities" that seem too good to be true.




photo by Sarah G.



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Building Your Home Business With Residual Income

Having an Internet marketing business is great, but did you know that doing it with residual income is even better? The best way to be able to get the most returns for your time invested is through getting for yourself residual income that just keeps on coming.

Here are some reasons why residual income, with multiple streams of income will work best for you.

Because You Are Not Focused On Individual Sales

Unless you are selling something that is in great demand, and selling for a lot of money, getting individual sales is good, but not the best. Now a lot of people can do quite well through individual sales - but they have to keep on making the sales - or their income stops! If you have one line of income, then you could be instantly out of business. You could also look at it this way. If you are laid off from a regular job, then your sole source of income is gone.

Suppose, however, that you could get a sale that would bring in monthly, for years to come, a small but continual income. That is what is meant by a residual income. An example would be an ISP, and offering services to your customers. In this example, people buy into it - and will pay for the services for years to come. After you get so many people signed up, you could literally put your Internet marketing business into neutral and go on an extended vacation. You would not even need to be there in order to make money. It operates itself.

Because You Are Free To Add Multiple Streams

After your first home business gets established, then you are free to build a second work at home income stream. The first business becomes largely self-perpetuating, only needing a little attention each week for answering customer questions for example. This frees you to develop a second line, and then a third, if you desire to keep going. This makes the most sense and it is just like diversifying your stock portfolio. The more diversified it is, the less risk you have of losing all you have invested.

Those that have become really successful use these means to do so. That way, they do not have to devote a constant 110% in order to keep getting those new sales. By now you should be able to see the advantages of setting up multiple streams of income, with each providing a residual income, too. Ask yourself, which would you rather have, a customer who buys one item for a thousand dollars, one time, or a customer who pays you a fifty dollars a month for years to come?

Now, take a moment and check out this residual income business.





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Four Tips for At-Home-Business Call Success for Mom Entrepreneurs

The kids are racing through the house screaming and the business phone rings, what do you do? Don’t panic! There are some simple ways to handle your at-home business calls.

You know it’s happened to you. Your phone rings and it’s the important business call you’ve been waiting for. As you look at your children wildly circling you, you ask yourself, “Do I take the call?”

It leaves you wondering how other Mom Entrepreneurs handle at-home-business calls.

Here are four quick tips:

1. Don’t apologize.
On the days my son, Ulyssis (age four) is with me, there ARE times he talks or is noisy when I’m on a business call. (That is I use to have this problem, but he's thirty now. Soon to be thirty one.) I used to say, “I’m sorry, my son is here…” But thankfully, I’ve changed. I’m grateful to Ponn Sabra, author of Empowering Women to Power Network for setting me straight. She told me to be proud my son is with me. And she is right. Now when I proudly state, “My son is with me today,” I find callers are gracious. Most reply with, “Oh, that’s wonderful! Enjoy your time with him.”

2. Be prepared for the unexpected.
As a mom, you wear many hats. When on the phone, always smile and project a good attitude. But be prepared to deal with unexpected situations. If children are disruptive during a call, remain calm. This is the time to have a sense of humor and make light of the situation. If the caller hears the background cries and you’re unable to quickly control the situation, offer to call back at a later time. “Would ten minutes or a half hour be better for you?”

3. Give “silent hellos or goodbyes”.
Laurie Hurley of Home Tutoring Business developed a “silent hello” (or goodbye) she uses when on the phone and her girls walk in or out. Laurie wears a headset to free her hands for a big hug and a quiet kiss. Her girls are trained to be quiet and they understand she can’t hang up just because they’ve arrived. The girls compete to see who can be the quietest, and Laurie doesn’t have to hang up on a client!

4. Leave your children “reminders”.
Melody Spier of Ballyhoo Virtual Services purchased a small stop sign for her office door. It serves as a visual reminder for her kids to stop and listen so they don’t burst in during a business call. Below the sign she posted three questions for her kids to ask themselves before interrupting.

1. Is someone hurt?
2. Does it concern schoolwork?
3. Would you pay $5 for the answer? ($5 = the 15 minutes it takes to work through the question and get refocused)

This cut the interruptions down to almost zero after about a week.

By being proud of your decision to work from home, being prepared for the unexpected, giving silent hellos or good-byes, and leaving your children reminders, you, too, can experience more success with your at-home-business calls.



Photo Attribution
http://www.flickr.com/photos/mangpages/3212233291/ CC by 2.0

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Building Your Home Business with Residual Income

Having an Internet marketing home business is great, but did you know that doing it with residual income is even better? The best way to be able to get the most returns for your time invested is through getting for yourself residual income that just keeps on coming. Here are some reasons why residual income, with multiple streams of income will work best for you.

Because You Are Not Focused On Individual Sales

Unless you are selling something that is in great demand, and selling for a lot of money, getting individual sales is good, but not the best. Now a lot of people can do quite well through individual sales - but they have to keep on making the sales - or their income stops! If you have one line of income, then you could be instantly out of business. You could also look at it this way. If you are laid off from a regular job, then your sole source of income is gone.

Suppose, however, that you could get a sale that would bring in monthly, for years to come, a small but continual income. That is what is meant by a residual income. An example would be an ISP, and offering services to your customers. In this example, people buy into it - and will pay for the services for years to come. After you get so many people signed up, you could literally put your Internet marketing business into neutral and go on an extended vacation. You would not even need to be there in order to make money. It operates itself.

Because You Are Free To Add Multiple Streams

After your first home business gets established, then you are free to build a second work at home income stream. The first business becomes largely self-perpetuating, only needing a little attention each week for answering customer questions for example. This frees you to develop a second line, and then a third, if you desire to keep going. This makes the most sense and it is just like diversifying your stock portfolio. The more diversified it is, the less risk you have of losing all you have invested.

Those that have become really successful use these means to do so. That way, they do not have to devote a constant 110% in order to keep getting those new sales. By now you should be able to see the advantages of setting up multiple streams of income, with each providing a residual income, too. Ask yourself, which would you rather have, a customer who buys one item for a thousand dollars, one time, or a customer who pays you a fifty dollars a month for years to come?

Now, take a moment and check out this residual income business.




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7 Habits of Outrageously Successful Work At Home Businesses

You’ve read the ads or seen the infomercials. “Build a six or seven figure income while lounging in your pajamas in your work at home business.” For many people who hear this, their scam detector goes up and they become defensive. Why? Because they have heard countless horror stories of people who have lost their shirt trying to create a business from home.

However, the truth is there are thousands of home based entrepreneurs around the country who have cracked the code, created their place in the world and taking it to the bank. So how did they do it? Why do some people struggle and never ever break even while others create outrageously successful homebased careers?

There are certain habits which I believe are consistent with all of these enterprises. Here are seven habits or traits when implemented work to insure an outrageously profitable venture.

1. Find a hungry target market and look for a product or service to meet their needs.
I am surprised how many frustrated entrepreneurs miss this. What often happens is someone gets excited, hit by an entrepreneurial seizure and tries to start a business with a product or service and feels it will sell simply because of their emotional attachment. Keep your mind open when looking at home based business income opportunities. However, make sure someone wants to buy whatever you have to sell before you jump in.

Don’t get me wrong you want to have a passion for what you do. However, if you love 8 track tapes it might be a problem. And depending on your age you might be thinking, “What’s an 8 track tape?” Get my point? However, if you find a group of people who are hungry for what you have is like shooting fish in a bucket. When you find a group that has a problem they want solved they will pay you to do it.

2. Understand nothing happens until a sale is made.
I am amazed at how many budding entrepreneurs say they hate sales. This is unfortunate because everything else in a business is an expense. If you don’t have sales coming in the door eventually the doors will close.

Sales and marketing if done correctly is the engine to a company’s success. The key is to add value to the customer at every opportunity. One of the vital things to remember is the first time you obtain a client is the most expensive. But the real wealth is built when you have the opportunity to sell to a customer over and over again. Some companies even take a loss to get the customer in the pipeline because they realize the real money is on the back end and the true profit is in the lifetime value of the customer.

3. Develop a strong team.
One of the traits that will accelerate the success of any business is the leverage generated by the help of others.

Robert Kiyosaki Author of Rich Dad Poor Dad says, “Business and investing are team sports.” The average investor or small-business person loses financially because they do not have a team. Instead of a team they act as individuals who are trampled by very smart teams.”

While you are building a home based business you don’t want to do it alone. There are only 24 hours a day and you can’t do everything. You want to look for opportunities to outsource all non revenue generating activities. Successful proprietors don’t waste a lot of time on filing and organizing.

4. Focus on the business not just working in the business.
What separates you from being able to create a company that provides you with great income and lifestyle versus one that you are chained to the doors is a matter of focus. Successful entrepreneurs focus on the big picture.

I’m saddened when people say, “No one can do what I do.” This might be true however it presents a great challenge. You are now a slave to your business. The business no longer serves you. The goal must be to take “you” out of as much of your business as possible.

Look for ways to remove you, automate and systemize the process. One of the ways to do this is to use the leverage of technology. You might want to use a website that allows people to order your product or service 24/7. Or you might write a book which can be sold while you are sleep. Get the picture.

5. A highly successful home based business has a central theme or mission.
Many home based businesses never reach success because they are trying to do too many things at the same time. You might be saying, “But I want to create multiple streams of income.”

The problem with multiple streams of income can be a nightmare if approached incorrectly. New entrepreneurs often make the mistake of trying to create several profit centers from non aligned businesses. For example, you will find people who try to start real estate, network marketing and internet marketing all at the same time.

The reason you will almost never have success with this strategy is you can not build momentum. Each business has a totally different business model and you can’t leverage the energy of one to another.

However, the successful home based entrepreneur understands the law of momentum. For example, if you were an author one of your products would be the book. However, you could spin that product into an empire by leveraging it into an e-book, tape set, work-book, seminar, boot camp and coaching program.

Do you see the power of having one central product or theme and how you can leap frog to success? You want to be focused and committed to a central theme. Once you have success you can add another stream of income. This trait is one of hidden keys to success.

6. Resilient and quick to adapt to change.
This is one of the distinct advantage solo-entrepreneurs have over large companies. Often time’s large corporations invest thousands of dollars in a project and even when they know it’s not working they are slow to change. In Corporate America this may not kill a business because one mistake is just a cog in the wheel.

However, in small business your ability to change on a dime allows you test things and when things work you do it with massive all out action. And when something is not what working you simply let it go, test something else and move forward.

7. Commit to continual education.
Now, I am not talking about another degree or certificate. There are plenty of people with plaques on their walls that aren’t able to create the income and lifestyle they want. However, I love the quote by one of the leading experts in self-development. Jim Rohn says, “Formal education will make you a living; self education will make you a fortune.”

Personal development and specialized knowledge often is the difference between a fledgling operation and one that has an outrageously bottom line. Why? Because successful people know that the best investment they can make is in self.

Make sure that you are always staying ahead of the curve and immerse yourself in your area of expertise. You can do this by attending seminars, tele-classes, boot camps or participating in coaching programs.

Do you want to build wealth from home? Cut your learning curve by modeling one or all of these traits from successful home based businesses. You will find when you model those who have had success you will too if you embody the same traits. Start today and you will be on your way to outrageous success.

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5 Simple Steps To Creating A 6-Figure While You Work At Home

Creating a steady income from home can be a daunting process. Being successful from home can often take more work than your regular 9 to 5. But, if you learn to break things down and follow a simple forumla, your home business can give you all the income and time freedom that you are seeking in a work from home business.

My successful business formula involves 5 steps. I follow these same five steps with every person I come into contact with. Having a system not only makes my days more organized, but also it opens up more time for me to enjoy the financial rewards that the system creates.

Here is my 5 steps simple formula:

Step 1, Collect Leads:

This is an entire article in itself (which is in the works). For the sake of keeping this article on track, I will touch on this only briefly. There are many ways to get leads. You can buy leads, place ads in papers and on the net, use ad words, submit your site to search engines, mail postcards, etc. There are literally 100's of ways to advertise. The trick is finding a couple of advertising techniques that you like best and that fit your budget and then try them out. Those that bring you the most success can be tweaked further to give you the results you want. Just remember to always test each ad or lead generating technique you use. From my own experience, I like to talk to those that are in my business and find out what they are doing. They have most often been through the trial and error process and can save you some time.

Step 2, Call Leads:

This is the step that most people have reservations about. If you want to be successful in any home business, you must pick up the phone. This does not mean "cold" calling people. I never call anybody that has not asked to hear about my home business. Use your lead generating techniques in step one to create leads that want to hear from you and then contact them. Whether you business costs $5 or $5000 to join, people want to know that there is a real person behind the business that they can consult with questions. Talking to them and establishing a rapport and trust will go a long way to making sure that the prospect joins you in your home business. When still a "rookie" to making calls, it is best to have a script or outline to follow. This is not to say that you read directly from that. Just use it as a guide to keep you on track and in control of the call. Most importantly in regards to calls......LISTEN. Listen and take notes about what the prospect is telling you. Remember, you are trying to get to know this person and establish their trust.

Step 3, EmailIt is hard to ignore this powerful tool. When collecting my leads, I always get an email and phone number to use in step 2 and 3 of my system. Just as I do not make cold calls, I do not send emails to those who have not asked for it. Spam complaints will kill your business and your rapport with people. When I get an email, I simply have that email address automatically entered into an autoresponder. My autoresponder then sends messages every few days to keep me fresh in my prospects mind. Autoresponders are a must have for any business. They allow you to stay in contact for long periods of time while doing virtually no work. They also increase the amount of times your prospect is exposed to you and your business. Remember this, on average a prospect must see your message 5 to 12 times before joining you.

Step 4, Direct Mail Information Packet.

With all of the new email laws and email blocking systems, direct mail is making a comeback. As I said in step 3, you want to expose yourself to your prospect as many times as possible. But, if you use one method of exposure....your prospect may begin to ignore you. Diversifying your exposure types will keep them interested. I must state that I do not mail information packets to everybody. Only those that I have talked with and that have expressed interest. Mailing the packets can become expensive if you mail them to everyone. That said, putting the pack together is very easy. I used the ad copy on my website to develop the packet. Then I throw in a business card or flyer and send it on its way. This also makes sure that people actually see the content of your site. Many have seen so many websites that they just browse them. They are more apt to sit down and read printed text than to sit at their computer and read through your website.

Step 5, Direct Mail Postcard.

Postcards, like direct mail, give you another way to expose yourself to your prospects. They are fun to design and can be sent quickly and easily. Because they are less expensive than the direct mail packets, I send a postcard to all of my leads. People love getting postcards. They do have the junk mail stigma and if designed well, they can give a personal touch to your business. I actually send a postcard campaign that sends multiple postcards over a period of 45 - 60 days to my prospects. I use a service that does this automatically and even personalizes each card for me.

Always remember this, it takes on average 5 to 12 exposures to get somebody into your business. My 5-step process actually includes multiple exposures within each step. For example, my emails include phone numbers to live calls and links to movies to watch. One email can get me three or more exposures. The key to any business is to have a formula or process to follow. Knowing what you are going to do each day keeps you focused and allows you to track how your business is doing and what may or may not be working.

That's it! Those 5 simple steps earn me a consistent 6-figure income from home. Your results may differ based on your business, and your compensation plan among other things, but this process will definitely increase your sign up rate.


Bronzi Home Based Business Tips

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5 Mistakes To Avoid When Choosing An Affiliate Program & 5 Tips To Choosing The Right Affiliate Program

When people decide to join an affiliate program to make extra money, or to have a full time job, they often do so with illusions and no idea of how the affiliate program actually works. Read the following top 5 mistakes people make when it comes to choosing an affiliate program and avoid these mistakes at all costs. Then, you will be able to be more effective and make more money for your time, so it is definitely worthwhile to read these warnings and avoid them.

#1 Don’t Compete, Support
Too many affiliate programs compete against their competitors which wastes money and puts affiliates out of business. However, if you are part of an affiliate program the more affiliates the better for getting more information and more money. One of the worst things to do is choose an affiliate program that believes in competing against other affiliates. Instead, choose an affiliate program that agrees with supporting and growing other affiliates to have a larger network and access to more affiliates.

#2 Little Reward
Another mistake people frequently make when choosing affiliate programs is choosing a program that offers little reward for the individual’s hard work. Too many affiliate programs pay too little and as a result affiliates find it difficult to make the money they should be making. Look for an affiliate program that has a good pay rate for your work.

#3 Old Statistics, if Any
You want an affiliate program that offers good, solid, real time statistics, not old statistics or ones that are no longer valid. There are not many affiliate programs out there that provide the kind of statistics an affiliate manager needs, but do your best to find an affiliate program that offers the most.

#4 No Support
Too often affiliates find themselves waiting days for an answer to an e-mail and an important question for their business. You want an affiliate program that guarantees you support round the clock if possible or at least within 24 hours. If not, keep looking for an affiliate program that wants to help you help yourself.

#5 Fresh Ideas, Creative’s
Many affiliate programs provide few ideas or creative’s to their affiliates and so thousands of web pages end up with the same advertising. However, affiliate programs would have a better success rate if many different ads were made available so affiliates could alternate ads and place different ads on different sites, depending on the products sold.

Commit these five mistakes to memory so you know exactly what you are looking for in an affiliate program, as well as what to avoid. You will be much more successful and happier as well if you do not get caught in these traps!

5 Tips To Choosing The Right Affiliate Program

Affiliate programs can be a great way to make money online. You don't have to spend time developing your own product, worry about taking orders, or take care of customer service.

If you already have a high traffic website or run an e-zine you can stand to earn a steady flow of commissions every month without a lot of extra work on your part.

To help you get started promoting affiliate programs, I've provided the following 5 tips to help you choose the affiliate programs that are right for you.

1. Choose affiliate programs that match the content of your site. If your site targets a niche market than choose affiliate programs that offer products to that niche market.

2. Choose affiliate programs that pay a high commission. For example 30%-50% on your direct sales.

3. Join affiliate programs that pay two-tier commissions. This enables you to not only earn commissions on your own sales but also on the sales of people who you introduce to your affiliate
program.

4. Join affiliate programs that offer a line of products so that you can earn commissions when your referrals come back and purchase other services or products.

5. Join affiliate programs that offer their affiliates great marketing support. Many affiliate programs offer their affiliates pre-written ads to use or get ideas from, sales letters, marketing courses, and articles to use in promoting their services.

Remember, the best affiliate programs will see their affiliate program as a partnership with you and combine high commissions with excellent support so that you can start earning money promoting their products as quickly as possible.



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7 Ways to Manage Breaks As A Home-Based Business Owner

This week during a coaching session, one of my clients shared her ongoing struggle with managing "breaks" throughout the day. Whenever she felt the need to get up from her desk and stretch her legs, she found herself in the kitchen.

As a result of this habit, she is now 20 pounds heavier, very uncomfortable and extremely unhappy with herself.

Unfortunately this phenomenon is all too common among entrepreneurs who transition from the outside work world to working from home.

Home business presents challenges not normally experienced while working in the corporate or "outside" world and managing breaks is a big one.

When you work outside of the home, a break might be spent by a water cooler, in a lunchroom, or outside on a bench chatting with a co-worker.  When you do spend your break in the company lunchroom, you seldom find a fully stocked fridge and cupboards chock full of food at your disposal.
 
When you work from home, your break locations aren't quite as extensive and because it's very unlikely you would spend this time sitting in a bedroom or talking to yourself in the bathroom mirror, the kitchen is the most logical destination.

How you spend your breaks at home requires a little creativity and A LOT of discipline.  By giving yourself options, setting limits, and creating healthy habits, it won't take long for you to re-direct yourself when you find yourself drifting towards the kitchen.

Here are 7 simple options to get you started:
1. Grab your remote telephone, head outside for a lawn chair and call a friend. This not only addresses the "break" issue but also combats the feelings of isolation that often affect home-based business owners. The important thing to remember here is set limits for yourself.  Institute a 15-minute break rule and enforce it, otherwise you can lose an entire afternoon.

2. Pick up your mail.  Whether the mailbox is at the end of your driveway or just down the street, this is the perfect opportunity for you to stretch your legs and get some fresh air.

3. Play your favorite CD and listen to song that takes your mind completely off your work. Enjoy a cool class of juice or a tasty cup of tea while you immerse yourself in the music. If you're feeling a little sluggish, pop a lively tune into your boom box and kick up your heels! There's no better energy boost than a good boogie!

4. Take a walk around the block. Take your puppy with you and light two candles with one flame.  Get to know your neighbors, keep your pet healthy, and enjoy the great outdoors.

5. Meditate. There's nothing like a midday meditation to free your mind and relax the body. The benefits are immense and impact all areas of your life and business.

6. Set kitchen hours. Establish certain times throughout the day when the kitchen is off limits and stick to them.
 
7. Sweep the entryway or vacuum the living room. It may not be exciting but it will give your mind the break it needs, and will save you time elsewhere so you can spend it with family and friends.  A few little cleaning breaks throughout the day really add up.

What other ideas come to mind for you? 
Your success and wellness all boil down to discipline, creative thinking, and being gentle with yourself.  Don't beat yourself up if you've created habits that are counterproductive.  Instead, seek solutions and take appropriate action.
 
It's all about developing structures and processes and when you realize you have the power to design your own activities, you will create amazing results for yourself.

Guest post: 2006 © Laurie Hayes - The HBB Source



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7 Steps to a Purpose Driven Home Based Business: The Winning Combination of Passion and Profit

Have you been thinking about leaving your job and starting a work at home enterprise? If you have mentioned your desire to anyone other than another entrepreneur you may have been discouraged. For many people it is hard to understand why anyone would want to leave “the safety and security” of a job and “risk their lively hood.” But if you have ever been hit by an entrepreneurial seizure there is something that happens which is unexplainable.

If you are willing to respond to this deep emotion you will never be happy living your life by a job description. You want more. A cubicle will feel like a prison and until you create something you can call your own you will feel like each day a part of you is making a deal with the devil.

For most people starting a business is a scary proposition. So how do you create an environment that pulls you towards success? What can you do to inspire yourself to take your life back and build wealth from home? Creating a purpose driven home based business is the winning combination that blends living your passion and profiting from it.

Here are 7 seven steps you can take towards a purpose driven work at home career:
1. You can create a vision and mission for your home based enterprise that inspires you.
Life is too short. When you make the decision to leave the rat race you don’t want to create a business that’s simply another job. So why are you taking this journey? What do you want your business to look like?

For example, I am clear that my home based venture is as much about lifestyle as it is profit. When ever I work on my business I look at my mission that includes income developed through passive income and working no more than 25 hours a week.

Why? Because after 15+ years in Corporate America I learned that what are important to me are my personal relationships. I no longer wanted to trade my time for money. At the end of my life I don’t want to remember how many hours I worked for someone else or the sacrifices I made for a company. As a result, my vision is to create a lifestyle that allows me to enjoy life with the people I care about.

What is your vision for your business?
Try to include all of your senses. What will it look like when you get there? How will you feel? Who will be there to celebrate with you? With you smell the breeze of the ocean water or the pungent fragrance of swaying honeysuckle? The more you connect with your vision the more you will be inspired.

2. Create your business based around something you are passionate about. There is something magical that happens when you are operating in something you love to do and are uniquely good at. Have you ever had a job you hated? How did you feel? You will never live a life of purpose doing something you don't like. Discover your passion and give it all you've got.

For years I worked in jobs that I was good at but hated.  However, when I struck out on my own I wanted to have a life I loved. I uncovered my unique talents and  went to work. And what happened for me can happen for you.
                    
When you start to live the life you were born to do the universe makes all of the resources available to you that you need to be successful. So what are you passionate about? What skills and talents do you have you can create a life and business around? Write down two or three skills have that would be utilized in your purpose driven business.
                       
3. Make your business a business that is bigger than you.
What would it feel like to know that your business was directly responsible for impacting the world in some way? How would you feel to know that when you passed on people from around the world would thank you for the part you played in creating something of value that was important to them?

At first, this line of thinking can be overwhelming. However, not when you start to think of what is at the core of any business. Your goal is to find a solution to your customers’ problems. And in exchange they are willing to pay you for it. To the extent that you get to know their hopes, desires, dreams and pains and you help to successfully maneuver the maze of life they will be forever grateful.

So how can your venture make its mark in the world? My goal is to help people discover their passion, monetize it and live a life they love. I personally want to help 1000 people in the next 3 years take their life back and build wealth from home. The very thought that I could play a small part in helping someone else do this gives my business a purpose much bigger than me.

Write down one goal that you have for your business that is bigger than you. Make sure you keep the goal in front of you where you can see it everyday.

4. Develop a business plan that supports your values and beliefs.
Whenever you are working to accomplish something great you must have a plan. The creation of your business plan is the map that you will use to guide you through your journey. One of the keys to a successful plan is to make sure everything you do is consistent with your values and beliefs.

For example, if you have a family and want to spend more time with them you don’t want to build a business that requires you to spend long amounts of time away from them to build.

Don’t get me wrong. You will make choices and sacrifices. However, those should be things that are short term and spelled out. You want to be clear what you are giving up or making adjustments and what you will get in return.
   
"Strive for integrity--that means knowing your values in life and behaving in a way that is consistent with these values." ---author unknown. When you are building something that is consistent with who you are as a person your daily actions will feed your soul.
                       
5. Consider giving a percentage of the profits to an organization you love.
I love the quote, "No one has ever become poor by giving." --Anne Frank. Actually our lives are enriched when we give.
For example, maybe you have a religious organization you would like to tithe to. Or you might like to help a cause that is close to your heart. One of my favorite charitable organizations is the Junior Achievement.

Junior Achievement uses hands-on experiences to help young people understand the economics of life.  This organization partners with business leaders and educators. The mission of Junior Achievement is to bring the real world to students and open their mind to their potential.

I chose to contribute to this organization because I love to see young people find their passion and follow it early in life. I feel like my life is enriched when I can help a young person discover their passion and avoid the rat race.

Do you have an organization you would like to contribute to? Think about how you would feel if your company was contributing to an organization that was helping to make a difference in the world.

6. Extend your hand to help someone who wants to do what you do.
One of the ways to give purpose to your business is to teach, coach or mentor a person. There are people who would love to benefit from the knowledge and expertise you have acquired.

You might want to teach a class or create a coaching club. You can impact several people at once and leverage your time.

Who can you reach out to and help? What vehicle will you use to make a difference for someone else? Write down 3 ideas and implement one immediately.

7. Create a community by enrolling others to make it happen.
Have you ever experienced the power of what happens when several people are committed to one goal? There is a powerful force that happens when you speak your purpose out loud and invite others to become a part of it.

Look for opportunities to have customers, friends, family and colleagues to become a part of the mission of your business. Your company could become a cause for change in the world.
       
For example, who would ever imagine that the purpose of a greeting card company was to change peoples lives one card at a time? Well it’s true. I had the privileged of hearing the CEO of this greeting card speak.

He told the story of how he had a prompting to say goodbye one more time to his brother when he was moving and failed to do so. Shortly after the move he got a phone call that his brother had died tragically. He was haunted by the fact he had failed to say good bye.
  
Later he was inspired to create a greeting card company that allows people to act on their promptings. Never again, would anyone miss any opportunity to send someone they care about a card. His passion and commitment about his business is contagious. He truly embodies the characteristics of a purposed driven home based business.
  
So the choice is yours. You can create a business that focuses solely on making a buck and during the difficult times it might not be enough to get you through. Or you can create something with purpose. These 7 traits are a winning combination. Life is truly a joy when you can have a home based business with purpose and profit from it.



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7 Points In Finding A Legitimate Home Business

I give 7 points on finding a legitimate business to work with from home.

There is so much information online it’s amazing. You find something that interests you and you request information and then……you are never there.

• Is it that you are bombarded with calls and emails?
• Is it that you clicked on something but don’t remember?
• Is it that you were in a different state of mind at the time and it’s changed since?
• Is it that there is too much to choose from?

Are you looking to make money but you think everything is a scam or it’s too good to be true? You have been burned before and it’s a very hard thing to get over. I know. I’ve been there.

Or maybe you want to stuff envelopes or make crafts……

I’ve learned the hard and expensive way. I have yet to find a legitimate envelope stuffing company.  If you find a craft to do they are very particular on what they receive. They are so picky that you never get paid and you are stuck with all these crafts. Data entry is another opportunity I have yet to find a real company. The only paying company was through a company my Aunt worked for that I actually got paid for data entry. Otherwise, I never got paid but lost money. You feel violated when you are scammed.

When people ask for more information, why do they ONLY want a quick overview of something?
In order to make an informed decision you need all the facts. 

You need to do some research:
• Check the company out with the better business bureau.
• Remember products are involved otherwise it’s not legit.
Read about those products and see why they are different and if everyone can use them.
• Go to their website
• Get a brochure or PDF file with more information about them on it.
• Is it a team environment? Will they help you achieve your goals or just sign you up?
• Do they refund your money and how much time do you have?
• Do they have start-up costs? How much?
• Email, call and ask questions

When you do your homework by researching and ask questions you have the information to make an informed decision. I’ve learned that when you just want a 5 minute overview you miss a lot of details. Not everything can be summed up in 5 minutes.

I thank you for taking the time to read this over. I hope you have learned something and
I hope you use this information to find what you are looking for, freedom.



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5 Low Cost High Profit Businesses You Can Start From Home While Working In Your Pajamas

Think starting a business is too expensive? Think again. Not only can you start a work at home business for next to nothing the profit margins can be higher than traditional business. If you want to work from home, lounge in your pj's and go to the bank check out these 5 hot businesses.

There are two type of people in the world. Those who see the glass half empty and those who see it half full. This experience was heightened for me when I had lunch with an old colleague from work and he began to complain about how only rich people could start a business. I thought he was joking.

As I sat and listened he ranted for almost ten minutes giving all the reasons he could not start his own business and get out of the rat race. He talked about the high cost of start ups, franchising and real estate development. When he finally came up for air I decided to ask simply ask him one question. Mark, “Have you every asked yourself what kind of low cost businesses with high profit margins are out there?”

He looked like he had been run over by a truck. I went on to say, “You are just asking the wrong question.” He sat for a minute and said, “Ok, if you’re so smart give me some ideas.” I said, “Great. Oh and by the way let's make it fun and focus on the ones you can work from home in your pajamas.”

Here are the 5 low cost high profit businesses I shared with Mark.

1. Internet Marketing: Do you have a computer in your home? If so you could be sitting on a gold mine. People use the internet to do all types of things. From a multimillion dollar wire jewelry making enterprise to a young kid from Long Beach California who created his empire teaching people how to play music by ear. Everyday people are getting on the internet and pursuing their own dot com fortune.
               
2. Tele-seminars: If you not a very technical person one of the best strategies is tele-seminars. With simply a telephone and a conference call line for your guest to call in on you can offer a class or seminar. You can either use it as a lead generator or you can sell your product or service from the seminar itself. An additional product can come from recording the class. Once you record the class it can become an instant product you can create passive income from.

3. Joint Ventures: If you like the idea of not needing a product or money of your own than the idea of joint venturing could be for you. This business is simply the art of the deal. You are paid in direct proportion to your ability to bring together two parties who would not otherwise know each other outside of your introduction.

For example if you combine company A’s products, knowledge, resources and partner it with company B’s client list you get to share in the profits. And it would not cost you one cent.

4. Affiliate Marketing: What if someone else did most of the work but you got to share in the profit pie? Well, that is what affiliate marketing is all about. There are thousands of products ranging from digital down loads, books,seminars not to mention hard products like computers, cell phones and other techie stuff. Your job is to find the products that your market is interested in and when you sell something you get a percentage of the sale. You can do this without having any inventory or the overhead of a traditional business.

5. Information Products: This is one of the most highly lucrative low cost businesses you can get into. If you have specialized knowledge or can do you can research and reporton it you can create products that are highly profitable. For example, one of the fastest ways to success is to interview experts in a high demand niche market.

Once you have interviewed these experts you can take the information and create several different products from the one interview. Some of the things you can do is sell the recording itself, sell the transcript of the call, use some of the content create an e-book or report or take several of the interviews and put them together for an expert tape series.

6. Network Marketing/MLM: I have always been a fan of network marketing because the business model is as much about self development as it is building a business. The premise is you find a company that you are passionate about the product, has a proven system and strong team leadership. Most of these companies are low cost of entry. And you build your empire leveraging the efforts of many.

Some people incorrectly believe you are going to get rich off the back of someone else. Not true. The very core of network marketing is built on the fact that you get paid in direct proportion of your ability to recruit, train, inspire, support and lead a voluntary group of people. For those who can do this the rewards are great.

7. EBay: I was recently introduced to the EBay craze by someone who in the beginning had no money so he decided to sell a tape set a friend had created. This product was a compilation of interviews with successful entrepreneurs. Their first sale was $37.00 and they went on to build multi-million dollar empire. EBay is one of the quickest ways to get to a profit. You can take things that you have in your garage today and sell them on EBay tomorrow. Remember one mans junk is another mans treasure.

At the end of the lunch something interesting happened. My friend Mark was starting to see the glass half full.  How about you? Are you looking for a business you can start without breaking the bank? The above five businesses are just a few ideas to jump start your thought process. However, make no mistake you can start a low cost high profit business and enjoy it while lounging in your pajamas.


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5 Lessons I Learned About Building a Home Based Business While Watching a Master Violinist

Have you ever been in the moment where you realized that your perception of something would never be the same? Well that's exactly what happened to me when I attended BB Kings Restaurant to hang out and listen to a violinist for an upcoming CD release.

Much to my surprise I walked away with 5 lessons that I could use to take my home based business to the next level. Within moments of world renowned jazz violinist Karen Briggs (formerly with Yani) taking the stage the quote from Tony Buzan rang my head.

"Whatever your discipline, become a student of excellence in all things. Take every opportunity to observe people who manifest the qualities of mastery."

Here are lessons I walked away with that you can use to successfully create a business you can work from home.

1. Change an idea or business by 10% and you can be a  leader in what you do. Ms. Briggs is not the only violinist but she is one the first to become known as a "Jazz Violinist." She took traditional classical music and put a jazz twist on it and made it her own. She  created a fortune by doing so. You can do the same thing. Find a work at home business you love, add your unique slant and become an expert.
        
2. Give your customers more than you can expect and you will create raving fans. We were told the concert would go 90 minutes. However, when Ms. Briggs surprised us with an additional 45 minute jam session it blew everyone away. When you under promise and over deliver you will create screaming fans that will tell others about your business. The ultimate form of flattery is a referral. (By the way, I highly recommend you see
her).
  
3. When you are operating in your unique gift it will appear effortless to others. Ms. Briggs was one with her instrument. As a former violinist myself, I know first hand that it is not an easy instrument to master if you don't have the aptitude or attitude. However, when the talent or gift is innate your presentation appears organic and effortless to others.
   
Most people spend their life looking for the "magic  bullet" to create wealth. And the truth is if you were to look at the gifts and talents you have, your million dollar idea is innately a part of you. If you are not sure what it is think about what are the things you do that appear easy for you and difficult for others. Your unique talent harnessed with discipline and commitment will be unstoppable. Unleash your talents and discover  how to turn it into a profitable work at home opportunity.

4. When you are a master at your craft people will pay for it and you can name your price. Being an expert in  business is much like a top paid artist. When you have specialized knowledge or a skill people are willing to  pay a higher price to have access to it.

5. Surround yourself with talented and supportive people and you all can go to a higher level of success. Ms. Briggs had a band around her and with their support her talents were showcased even more. No one creates success by themselves. Make sure you have people around you who support you in your business. Consider a Mastermind Group.
 
If you are starting or currently building a home based business take one or all of these lessons, implement them in your business and watch it grow. I am always amazed how lessons about
being successful are always around us if our mind is open and our ears in tune. These lessons if implemented will sound like music to your ears.



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